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Real pricing from 30 years of San Diego installations. Save 30–40% with our prepaid lease program — the most cost-effective way to go solar.
Based on our 2026 installation data. Actual cost depends on system size, roof complexity, and equipment selected.
| System Size | Panels | Before Incentives | After Pre-Paid Lease Upfront 30% Discount | Ideal For |
|---|---|---|---|---|
| Small (4–6 kW) | 10–15 panels | $24,500–$30,000 | $17,150–$21,000 | 1–2 bedroom homes, low usage |
| Medium (8–12 kW) | 18–28 panels | $35,000–$47,000 | $24,500–$32,900 | 3–4 bedroom homes, avg. usage |
| Large (14–20 kW) | 32–48 panels | $52,000–$70,000 | $36,400–$49,000 | 4+ bedrooms, pool, EV, high usage |
Prices reflect 2026 San Diego market rates for tier-1 equipment. Your actual cost may vary based on roof type, panel brand, and electrical upgrades. Get a free custom quote for exact pricing.
Get a custom system design and prepaid-lease quote sized for your roof and bill — usually back within 48 hours.
San Diego Solar’s pre-paid lease cuts your upfront cost by 30% from day one. You pay for 25 years of production in one discounted lump sum — no monthly payments, and immediate savings on your electric bill.
Prefer to pay for the energy instead of the equipment? Our prepaid energy service agreement saves up to 40% on upfront cost at a locked-in rate far below SDG&E prices. These programs are time-limited.
San Diego has some of the highest electricity rates in the nation. Most homeowners eliminate 80–92% of their SDG&E bill, saving $150–$400+ per month depending on usage and system size.
Studies show solar panels increase home value by approximately 4%. For a $750,000 San Diego home, that’s an additional $30,000 in property value that’s also exempt from property tax increases in California.
San Diego Solar offers multiple paths to solar. Compare them side by side to find the best fit for your budget and goals.
Pay upfront at a 30–40% discount. No monthly payments, immediate savings on your electric bill. The most cost-effective way to go solar.
Best for: Homeowners who want the lowest total cost and maximum savings.
Similar to the prepaid lease with up to 40% savings on upfront costs. You pay for the energy your system produces at a locked-in rate far below SDG&E prices.
Best for: Homeowners who want predictability and rate protection.
Finance your system with $0 down and fixed monthly payments that are typically less than your current electric bill. You own the system outright.
Best for: Homeowners who want ownership with no upfront cost.
Pay the full system cost upfront for the best long-term return on investment. Typical payback period in San Diego is 5–7 years, then decades of free electricity.
Best for: Homeowners focused on maximizing lifetime savings.
Prepaid lease programs are time-limited. Lock in 30–40% savings before availability changes.
Get Your Free Quote Now“It's been a great experience working with Dirk and Tonya. They are both extremely knowledgeable about solar energy and have always been quick to return a phone call or email. I would strongly recommend working with these guys.”
Dustin Brown
Google review · 2015
“Brad and Dirk are the kind of pros that make San Diego a great place. Friendly, know their craft well, not flashy. Went so well I worked with them to expand the original system later on.”
Brian K.
Google review · 2026
“Reasonable price. Dirk and his team are true professionals who know their business well. I look forward to working with them again.”
Kalman Zsamboky
Google review · 2025
In 2026, the average residential solar system in San Diego costs between $35,000 and $47,000 before incentives, depending on system size. With San Diego Solar’s pre-paid lease and its upfront 30% discount, costs drop to roughly $24,500–$32,900 — significantly lower than the market average.
Most San Diego homeowners see a full payback in 5–7 years. This is faster than the national average due to San Diego’s high electricity rates (SDG&E), abundant sunshine (266 sunny days/year), and available incentives. After payback, you’re generating essentially free electricity for the remaining 18–20+ years of your system’s life.
A prepaid solar lease lets you pay for your solar energy upfront at a 30–40% discount compared to a standard cash purchase. San Diego Solar also offers a prepaid energy service agreement that saves up to 40%. Both programs dramatically reduce your upfront investment while still giving you immediate savings on your electric bill. These programs are time-limited and won’t be available forever.
Yes, solar is still very much worth it in San Diego under NEM 3.0. While export credits are lower than under NEM 2.0, SDG&E’s electricity rates continue to rise, making self-consumption savings even more valuable. Adding battery storage maximizes your NEM 3.0 economics. Our prepaid lease programs also help offset the NEM 3.0 changes, making the financial case for solar strong.
Most San Diego homeowners eliminate 80–92% of their SDG&E electricity charges with a properly sized solar system. For a household spending $300–$500/month on electricity, that translates to $240–$460 in monthly savings. Over 25 years, total savings typically exceed $80,000–$140,000, depending on SDG&E rate increases.
We offer four main options: (1) Prepaid solar lease, saving 30–40% upfront; (2) Prepaid energy service agreement, saving up to 40%; (3) Solar loans with $0 down; and (4) Cash purchase for the best long-term ROI. During your free consultation, we’ll present all four options with transparent pricing so you can choose what fits your budget.
Yes. Studies show that solar panels increase home value by approximately 4% in San Diego. For a $750,000 home, that’s roughly a $30,000 increase. In California, solar installations are also exempt from property tax reassessment, so you won’t pay higher property taxes on the added value.
With San Diego Solar’s pre-paid lease, you pay for 25 years of solar production in one lump sum at a 30% upfront discount versus a standard cash purchase — so a system that lists around $35,000 comes to roughly $24,500. There are no monthly payments, and you start saving on your SDG&E bill immediately. These programs are time-limited.
Get Your Free Custom Quote.
Save 30–40% with our prepaid lease program. These programs won't last forever.