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Real pricing from 30 years of San Diego installations. Save 30–40% with our prepaid lease program — the most cost-effective way to go solar.
Based on our 2026 installation data. Actual cost depends on system size, roof complexity, and equipment selected.
| System Size | Panels | Before Incentives | After 30% Tax Credit | With Prepaid Lease | Ideal For |
|---|---|---|---|---|---|
| Small (4–6 kW) | 10–16 panels | $15,000–$24,000 | $10,500–$16,800 | $9,000–$14,400 | 1–2 bedroom homes, low usage |
| Medium (7–10 kW) | 18–26 panels | $22,500–$32,500 | $15,750–$22,750 | $13,500–$19,500 | 3–4 bedroom homes, avg. usage |
| Large (11–15 kW) | 28–40 panels | $33,600–$48,000 | $23,520–$33,600 | $20,160–$28,800 | 4+ bedrooms, pool, EV, high usage |
Prices reflect 2026 San Diego market rates for tier-1 equipment. Your actual cost may vary based on roof type, panel brand, and electrical upgrades. Get a free custom quote for exact pricing.
Get a custom system design and prepaid-lease quote sized for your roof and bill — usually back within 48 hours.
The Investment Tax Credit (ITC) allows you to deduct 30% of your total solar system cost from your federal taxes. For a $25,000 system, that’s $7,500 back. This credit is available through 2032.
San Diego Solar’s prepaid lease program reduces your upfront cost by 30–40% compared to a standard cash purchase. Our prepaid energy service agreement offers up to 40% savings. These programs are time-limited.
San Diego has some of the highest electricity rates in the nation. Most homeowners eliminate 80–92% of their SDG&E bill, saving $150–$400+ per month depending on usage and system size.
Studies show solar panels increase home value by approximately 4%. For a $750,000 San Diego home, that’s an additional $30,000 in property value that’s also exempt from property tax increases in California.
San Diego Solar offers multiple paths to solar. Compare them side by side to find the best fit for your budget and goals.
Pay upfront at a 30–40% discount. No monthly payments, immediate savings on your electric bill. The most cost-effective way to go solar.
Best for: Homeowners who want the lowest total cost and maximum savings.
Similar to the prepaid lease with up to 40% savings on upfront costs. You pay for the energy your system produces at a locked-in rate far below SDG&E prices.
Best for: Homeowners who want predictability and rate protection.
Finance your system with $0 down and fixed monthly payments that are typically less than your current electric bill. You own the system and get the tax credit.
Best for: Homeowners who want ownership with no upfront cost.
Pay the full system cost upfront for the best long-term return on investment. Typical payback period in San Diego is 5–7 years, then decades of free electricity.
Best for: Homeowners focused on maximizing lifetime savings.
Prepaid lease programs are time-limited. Lock in 30–40% savings before availability changes.
Get Your Free Quote Now“The prepaid lease saved us over $14,000 compared to the cash price other companies quoted. And our SDG&E bill went from $340/month to a $10 connection fee. The math was a no-brainer.”
Steven & Diana W.
Carlsbad
“San Diego Solar was the only company that clearly explained all the financing options side by side. No pressure, just transparent numbers. We went with the prepaid lease and couldn’t be happier.”
Amanda K.
Carmel Valley
“After crunching the numbers with three different companies, San Diego Solar’s prepaid energy service agreement was the clear winner. We’re saving more than projected every single month.”
Thomas & Rachel B.
Scripps Ranch
In 2026, the average residential solar system in San Diego costs between $22,500 and $32,500 before incentives, depending on system size. After the 30% federal tax credit, costs drop to $15,750–$22,750. With San Diego Solar’s prepaid lease program, you can save an additional 30–40%, bringing the net cost significantly lower than the market average.
Most San Diego homeowners see a full payback in 5–7 years. This is faster than the national average due to San Diego’s high electricity rates (SDG&E), abundant sunshine (266 sunny days/year), and available incentives. After payback, you’re generating essentially free electricity for the remaining 18–20+ years of your system’s life.
A prepaid solar lease lets you pay for your solar energy upfront at a 30–40% discount compared to a standard cash purchase. San Diego Solar also offers a prepaid energy service agreement that saves up to 40%. Both programs dramatically reduce your upfront investment while still giving you immediate savings on your electric bill. These programs are time-limited and won’t be available forever.
Yes, solar is still very much worth it in San Diego under NEM 3.0. While export credits are lower than under NEM 2.0, SDG&E’s electricity rates continue to rise, making self-consumption savings even more valuable. Adding battery storage maximizes your NEM 3.0 economics. Our prepaid lease programs also help offset the NEM 3.0 changes, making the financial case for solar strong.
Most San Diego homeowners eliminate 80–92% of their SDG&E electricity charges with a properly sized solar system. For a household spending $300–$500/month on electricity, that translates to $240–$460 in monthly savings. Over 25 years, total savings typically exceed $80,000–$140,000, depending on SDG&E rate increases.
We offer four main options: (1) Prepaid solar lease, saving 30–40% upfront; (2) Prepaid energy service agreement, saving up to 40%; (3) Solar loans with $0 down; and (4) Cash purchase for the best long-term ROI. During your free consultation, we’ll present all four options with transparent pricing so you can choose what fits your budget.
Yes. Studies show that solar panels increase home value by approximately 4% in San Diego. For a $750,000 home, that’s roughly a $30,000 increase. In California, solar installations are also exempt from property tax reassessment, so you won’t pay higher property taxes on the added value.
The federal Investment Tax Credit (ITC) allows you to deduct 30% of your total solar installation cost from your federal taxes. For a $25,000 system, that’s a $7,500 tax credit. The 30% rate is available through 2032, then steps down to 26% in 2033 and 22% in 2034.
Get Your Free Custom Quote.
Save 30–40% with our prepaid lease program. These programs won't last forever.